Take-Home Pay Calculator

Estimate your annual, monthly, and per-paycheck take-home pay after federal taxes, state taxes, payroll taxes, and common pre-tax deductions.

This calculator estimates take-home pay using progressive federal tax brackets, a simplified state tax estimate, Social Security, Medicare, and common pre-tax deductions such as a traditional 401(k), HSA, health FSA, insurance premiums, and commuter deductions. Actual paycheck amounts may differ based on your W-4 settings, employer payroll system, local taxes, benefit setup, and state-specific rules.

Estimate your annual, monthly, and per-paycheck take-home pay after taxes and common pre-tax deductions.

Annual Salary ($)

Pay Frequency

Filing Status

State

Pre-tax deductions

Traditional 401(k) Annual Contribution ($)

HSA Annual Contribution ($)

Health FSA Annual Contribution ($)

Pre-tax Insurance Premiums, Annual ($)

Pre-tax Commuter Deduction, Annual ($)

Age

Disclaimer: This tool provides an estimate only and is not tax, legal, or financial advice.