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By using Smarter Money Daily, you agree to the following terms:

  1. Use of Site
    Our calculators and tools are provided for informational and educational purposes only.
  2. No Financial Advice
    We do not provide professional financial, tax, or legal advice. All results are estimates and should be verified with a qualified advisor.
  3. Limitation of Liability
    Smarter Money Daily is not liable for any decisions or outcomes based on the use of our calculators or content.
  4. Intellectual Property
    All content, design, and code on this website is the property of Smarter Money Daily and may not be reproduced without permission.
  5. Changes
    We reserve the right to update or modify these Terms at any time.